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The three Vs of today’s chatbots: Voice, Vernacular and Video

3 minutes, 28 seconds read

More than 70% of consumers in Australia, the UK and France and over 50% in the US and Germany report interacting with chatbots at least once during the last year. A recent study by Forrester states that 57% of the organizations globally are already using chatbots indicating the organizations’ affinity towards helpdesk and customer support automation.

In today’s time, where meeting people face-to-face to close deals is dubious; chatbots with voice, vernacular (multilingual), and video emerge as a savior. Especially for SMEs, where persuasion plays a key role in signing a contract, chatbots with video conferencing features and local language support can make conversations more seamless.

Let’s delve deeper into the voice, vernacular and video conferencing features of chatbots and their use cases.

Voice-enabled chatbots

Voice-enabled chatbots or simply voice chatbots can interact with users via text or voice commands. Based on the input command type (voice/text), these bots reply to the user accordingly. 

In India, nearly 30% of Google searches made in 2019 were voice-based. Moreover, Google Assistant recognizes Hindi as the second-most utilized language for voice globally. Chatbots enabled with voice add accessibility to a wider range of customer base. Voice-based conversational chatbots add speed to processing the command as it need not wait for the user to type the query. 

Businesses like beauty & spa, healthcare, travel, FMCG, Restaurants, and many more can use voice-driven chatbots to answer customer queries and automate their helpdesk tasks.

Vernacular language support or multilingual chatbots

A study by KPMG and Google reveals that the native Indian language user base will reach 536 million by 2021. The study conducted in 2017 highlights some of the most critical internet challenges faced by the Indian diverse populace:

  • 70% of Indians face challenges in using English keyboards.
  • 60% of Indians find limited language support to be the barrier to adopting digital technologies.
  • 88% of users are more likely to respond to a digital advertisement in their local language as compared to English.
  • Nearly 25% of the Indian language internet users face challenges concerning the use of e-commerce payment interfaces, leading to dropouts at the time of final checkouts.

The above data indicates the need for multilingual support in any customer-facing application. In fact, by next year, nearly 75% of internet users in India would be a vernacular content user base. Brands like Godrej have already started leveraging regional language on its website. Multilingual chatbots can personalize conversations and make the technology more adaptable to the native users. 

Indian chatbots like Hitee (designed for Indian SMEs) support several Indian regional languages including Hindi, Tamil, Bengali, Telugu, Gujarati, Kannada and Malayalam.

AI Chatbot in Insurance Report

AI in Insurance will value at $36B by 2026. Chatbots will occupy 40% of overall deployment, predominantly within customer service roles.
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Video conferencing chatbots

In the backdrop of COVID-19 pandemic, travel restrictions will pertain long. Therefore, most of the personal interactions will be made through video conferencing software. Video bots vs video conferencing software: For a growing business, scheduling/setting up meetings for every customer can be tedious. Especially when the meetings are regarding product demo, sampling, FAQs, it completely makes sense to opt for automation. This way, business owners can release their time for critical business decisions.

For example, manufacturing businesses/wholesalers can record the product demo, include them into the chatbot workflow and relieve themselves of the routine demonstrations.

Usually, private clinics maintain a register/excel for noting down the appointments of the day. Then, they switch to a platform that supports video chats (WhatsApp, Skype, Google Duo, Zoom) to consult patients. Missing an appointment/patient record, communication gap, etc. are very common in this scenario. 

Thus, private healthcare practitioners can use chatbots to schedule appointments automatically and converse with patients through the same chatbot interface. 

Similarly, stockbrokers, wealth managers, legal consultants, finance service providers, tour operators, and tax consultants can use video conferencing chatbots for different levels of engagement with their clients. 

Read more: Conversational Chatbots for SMEs to continue business from home

Enterprise chatbots can integrate with the organization’s workflows to make them capable of routing customer queries to relevant teams/agents whenever the need arises. Bots with video conferencing features can extend support to Video KYCs by automating document collection and verification processes using in-built facial recognition mechanisms. This can help businesses (BFSI, NBFC) speed-up their customer onboarding process.

Need a chatbot for your business? Check out Hitee — a Make-in-India conversational chatbot that coverts 5X more leads!

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How Smarter Sales Apps Are Reinventing the Frontlines of Insurance Distribution

The insurance industry thrives on relationships—but it can only scale through efficiency, precision, and timely distribution. While much of the digital transformation buzz has focused on customer-facing portals, the real transformation is happening in the field, where modern sales apps are quietly driving a smarter, faster, and more empowered agent network.

Let’s explore how mobile-first sales enablement platforms are reshaping insurance sales across prospecting, onboarding, servicing, renewals, and growth.

The Insurance Agent Needs More Than a CRM

Today’s insurance agent is not just a policy seller—they’re also a financial advisor, data gatherer, service representative, and the face of the brand. Yet many still rely on paper forms, disconnected tools, and manual processes.

That’s where intelligent sales apps come in—not just to digitize, but to optimize, personalize, and future-proof the entire agent journey.

Real-World Use Cases: What Smart Sales Apps Are Solving

Across the insurance value chain, sales agent apps have evolved into full-service platforms—streamlining operations, boosting conversions, and empowering agents in the field. These tools aren’t optional anymore, they’re critical to how modern insurers perform. Here’s how leading insurers are empowering their agents through technology:

1. Intelligent Prospecting & Lead Management

Sales apps now empower agents to:

  • Prioritize leads using filters like policy type, value, or geography
  • Schedule follow-ups with integrated agent calendars
  • Utilize locators to look for nearby branch offices or partner physicians
  • Register and service new leads directly from mobile devices

Agents spend significantly less time navigating through disjointed systems or chasing down information. With quick access to prioritized leads, appointment scheduling, and location tools—all in one app—they can focus more on meaningful customer interactions and closing sales, rather than administrative overhead.

2. Seamless Policy Servicing, Renewals & Claims 

Sales apps centralize post-sale activities such as:

  • Tracking policy status, premium due date, and claims progress
  • Sending renewal reminders, greetings, and policy alerts in real-time
  • Accessing digital sales journeys and pre-filled forms.
  • Policy comparison, calculating premiums, and submitting documents digitally
  • Registering and monitoring customer complaints through the app itself

Customers receive a consistent and seamless experience across touchpoints—whether online, in-person, or via mobile. With digital forms, real-time policy updates, and instant access to servicing tools, agents can handle post-sale tasks like renewals and claims faster, without paperwork delays—leading to improved satisfaction and higher retention.

3. Remote Sales using Assisted Tools

Using smart tools, agents can:

  • Securely co-browse documents with customers through proposals
  • Share product visualizations in real time
  • Complete eKYC and onboarding remotely.

Agents can conduct secure, interactive consultations from anywhere—sharing proposals, visual aids, and completing eKYC remotely. This not only expands their reach to customers in digital-first or geographically dispersed markets, but also builds greater trust through real-time engagement, clear communication, and a personalized advisory experience—all without needing a physical presence.

4. Real-Time Training, Performance & Compliance Monitoring

Modern insurance apps provide:

  • On-demand access to training material
  • Commission dashboards and incentive monitoring
  • Performance reporting with actionable insights

Field agents gain access to real-time performance insights, training modules, and incentive tracking—directly within the app. This empowers them to upskill on the go, stay motivated through transparent goal-setting, and make informed decisions that align with overall business KPIs. The result is a more agile, knowledgeable, and performance-driven sales force.

5. End-to-End Sales Execution—Even Offline

Advanced insurance apps support:

  • Full application submission, from prospect to payment
  • Offline functionality in low-connectivity zones
  • Real-time needs analysis, quote generation, and e-signatures
  • Multi-login access with secure OTP-based authentication

Even in low-connectivity or remote Tier 2 and 3 markets, agents can operate at full capacity—thanks to offline capabilities, secure authentication, and end-to-end sales execution tools. This ensures uninterrupted productivity, faster policy issuance, and adherence to compliance standards, regardless of location or network availability.

6. AI-Powered Personalization for Health-Linked Products

Some forward-thinking insurers are combining AI with health platforms to:

  • Import real-time health data from fitness trackers or health apps 
  • Offer hyper-personalized insurance suggestions based on lifestyle
  • Enable field agents to tailor recommendations with more context

By integrating real-time health data from fitness trackers and wellness apps, insurers can offer hyper-personalized, preventive insurance products tailored to individual lifestyles. This empowers agents to move beyond transactional selling—becoming trusted advisors who recommend coverage based on customers’ health habits, life stages, and future needs, ultimately deepening engagement and improving long-term retention.

The Mantra Labs Advantage: Turning Strategy into Scalable Execution

We help insurers go beyond surface-level digitization to build intelligent, mobile-first ecosystems that optimize agent efficiency and customer engagement—backed by real-world impact.

Seamless Sales Enablement for Travel Insurance

We partnered with a leading travel insurance provider to develop a high-performance agent workflow platform featuring:

  • Secure Logins: Instant credential-based access without sign-up friction
  • Real-Time Performance Dashboards: At-a-glance insights into daily/monthly targets, policy issuance, and collections
  • Frictionless Policy Issuance: Complete issuance post-payment and document verification
  • OCR Integration: Auto-filled customer details directly from passport scans, minimizing errors and speeding up onboarding

This mobile-first solution empowered agents to close policies faster with significantly reduced paperwork and data entry time—improving agent productivity by 2x and enabling sales at scale.

Engagement + Analytics Transformation for Health Insurance

For one of India’s leading health insurers, we helped implement a full-funnel engagement and analytics stack:

  • User Journey Intelligence: Replaced legacy systems to track granular app behavior—policy purchases, renewals, claims, discounts, and drop-offs. Enabled real-time behavioral segmentation and personalized push/email notifications.
  • Gamified Wellness with Fitness Tracking: Added gamified fitness engagement, with rewards based on step counts and interactive nutrition quizzes—driving repeat app visits and user loyalty.
  • Attribution Tracking: Trace the exact source of traffic—whether it’s a paid campaign, referral program, or organic source—adding a layer of precision to marketing ROI.
  • Analytics: Integrated analytics to identify user interest segments. This allowed for hyper-targeted email and in-app notifications that aligned perfectly with user intent, driving both relevance and response rates.

Whether you’re digitizing field sales, gamifying customer wellness, or fine-tuning your marketing engine, Mantra Labs brings the technology depth, insurance expertise, and user-first design to turn strategy into scalable execution.

If you’re ready to modernize your agent network – Get in touch with us to explore how we can build intelligent, mobile-first tools tailored to your distribution strategy. Just remember, the best sales apps aren’t just tools, they’re growth engines; and field sales success isn’t about more apps. It’s about the right workflows, in the right hands, at the right time.

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