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Emerging Healthcare Delivery Models

By :
5 minutes, 30 seconds read

Wearables, IoT devices, healthcare apps have significantly increased digital health access points for customers. The evolving nature of the digital health industry in India can be witnessed through the improved personalization and value-added services delivered to the consumers. To further multiply the digital health touchpoints, new healthcare delivery models are coming up to cater to specific healthcare needs and deliver a satisfying experience. Below are a few emerging healthcare delivery models: 

1. On-Demand Healthcare

The healthcare industry is beginning to welcome on-demand services for consumers who are already accustomed to receiving services anytime and anywhere from demand-driven brands such as Zomato, Uber, etc. Among the various digital healthcare services, e-pharmacies in India such as Medlife, Pharmeasy, have made a significant profit by making medicines and drugs available to customers in no time.

Quick booking of appointments, receiving digital medical reports, settling medical fees online, scheduling doctor visits, all of this can be done through smartphones. On-demand healthcare is gathering attention among consumers, especially millennials, needing mental health counseling, follow-up appointments, and quick recovery from wounds and minor illnesses. Due to the provision of healthcare anytime and anywhere, reduced expenses due to lessened hospital visits, deep interaction with patients, the on-demand healthcare model is growing. Express Care offered by Cleveland Clinic allows patients to consult virtual doctors in matters of non-life-threatening conditions like allergies, rashes, or back pain.   

This model also allows medical practitioners to work flexibly, depending on their schedule. It also lets the doctors appoint and cancel the dates of visits depending on their availability. For instance, besides being a clinical app for patients, Doctor on Demand has features such as email, payment system, messaging, etc. that help doctors to manage their patients.

2. Social Health Networks or Peer-based health networks

This model allows people and medical professionals to share views and hold discussions on health-related issues. This model also allows the doctors to address people’s health issues without any geographical barrier, motivates people to share their health experiences, and facilitates health literacy. As people belonging to different age groups are well versed and active on social media, social health network serves as an effective solution to encourage people to look after their health and provide emotional support to others. Any platform based on this model can also push people to create awareness through health-related campaigns. 

This model also facilitates maximizing health-related conversations and allows the exchanging of information among patients, medical professionals, and doctors- one-to-many and many-to-many conversations between patients-patients, doctors-patients, doctors-doctors. Even though this model is still at its developing stage, it is sure to gain momentum because people are starting to be upfront about their health problems, especially mental health issues. Organizations following this model can also leverage health data and provide effective health solutions. HealthUnlocked is a social networking service that empowers patients and promotes relevant health-related content. It focuses on building online support groups where patients can give health recommendations and insights to other patients. Medikoe launched We, a social network that publishes health-related content from qualified doctors and allows patients to connect with doctors. It is like any other social media where people can follow health professionals, and search, share, like health-related articles. It also encourages people to take up health challenges and updates people on upcoming health campaigns. 

3. Proactive Intervention

Chronic diseases account for more than 55% of total deaths in India. Increasing awareness and the use of healthcare technologies are prompting people to opt for preventive healthcare services to manage unexpected health issues. Proactive care lessens the chances of health deterioration through active dialogues between doctors and patients. Telemedicine is one such way through which health outcomes can be improved. As it facilitates easier transmission of patient data and increased access to HCPs, it holds the potential to reduce the mortality rate in India. This instant healthcare service provider model also allows remote monitoring of patients as health records can be transmitted in no time. 

As the model is compatible with wearable sensors, medical information such as blood pressure, heart rate, etc. can be monitored easily which helps in the early detection of diseases such as asthma, hypertension, heart-related diseases. Fitness trackers that are compatible with mobile applications help people in monitoring their health data as well. Health Care Originals developed ADAMM, an intelligent asthma monitoring wearable system that is attached to the upper body. It detects symptoms of asthma attacks- body temperature, heartbeat, cough rate, etc. Rubi Life is a MedTech company that uses nanotechnology in an elastic maternity band to monitor fetal activity in high-risk pregnancies. It sends alerts to the mother’s phone in order to prevent premature births, stillbirths, and to also avoid negative outcomes.  

4. Personalised Medicine & genomics

This model aims to improve the effectiveness of medicine by leveraging the patient’s health history, genetic characteristics, and lifestyle. Personalized medicine, also known as precision medicine improves health outcomes without any side effects. The unique genetic composition of patients helps in predicting disease and curing it before it starts affecting the body. This model disrupts the one-size-fits-all model as it takes into consideration the genomic composition and forms a pattern by observing a body’s reaction to drug dosages, thus promising accuracy. 

This model also reduces the trial and error inefficiencies and proves to be beneficial for medical professionals as it can reduce the failure and cost of pharmaceutical trials.  

K&H Personalised Medicine Clinic is the only healthcare facility in Hyderabad, India that provides personalized healthcare based on genomics, DNA analysis, and a patient’s medical history. As the genes are affected by diet, exercise, stress levels, and environmental factors, the K&H clinic takes into consideration all these factors to form a proper treatment strategy.

Conclusion

The emerging healthcare delivery models are aiming for cost-effective solutions that can save time and instantly cater to patient needs digitally. The digital healthcare market is growing at a compound annual growth of 27.41% during 2019-2024, and according to a recent report by McKinsey Global Institute, telemedicine services in India have the potential to replace in-person consultations by 30-40%. This shows that people are appreciating contactless solutions and are used to immediate gratification. While some of the healthcare delivery models are still at their nascent stage in India, some are experiencing good growth. As digital health consumers are starting to demand more, the emerging healthcare models have to make sure that they cater to their diverse needs instantly and efficiently.  Moreover, as healthcare facilities are unevenly distributed, the upcoming healthcare delivery systems should also make sure to maximize their touchpoints in order to reach every corner of the country.

Know about our work in Digital Health and how we have helped clients such as Suraksha Diagnostics, Abbvie, Religare Health Insurance, and SBI Health Insurance build mobile and web applications improving their operational efficiency and customer experience.

Further Readings:

  1. Building Consumer Trust in the Digital Healthcare Era
  2. HealthTech 101: How are Healthcare Technologies Reinventing Patient Care
  3. Virtual health: Delivering care through technology
  4. How Mobile Micro-Health Insurance can unlock ‘Digital for Bharat’?

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NPS in Insurance Claims: What Insurance Leaders Are Doing Differently

Claims are the moment of truth. Are you turning them into moments of loyalty?

In insurance, your app interface might win you downloads. Your pricing might drive conversions.
But it’s the claims experience that decides whether a customer stays—or leaves for good.

According to a survey by NPS Prism, promoters are 2.3 times more likely to renew their insurance policies than passives or detractors—highlighting the strong link between customer advocacy and retention.

NPS in insurance industry is a strong predictor of customer retention. Many insurers are now prioritizing NPS to improve their claims experience.

So, what are today’s high-NPS insurers doing differently? Spoiler: it’s not just about faster payouts.

We’ve worked with claims teams that had best-in-class automation—but still had low NPS. Why? Because the process felt like a black box.
Customers didn’t know where their claim stood. They weren’t sure what to do next. And when money was at stake, silence created anxiety and dissatisfaction.

Great customer experience (CX) in claims isn’t just about speed—it’s about giving customers a sense of control through clear communication and clarity.

The Traditional Claims Journey

  • Forms → Uploads → Phone calls → Waiting
  • No real-time updates
  • No guidance after claim initiation
  • Paper documents and email ping-pong

The result? Frustrated customers and overwhelmed call centers.

The CX Gap: It’s Not Just Speed—It’s Transparency

Customers don’t always expect instant decisions. What they want:

  • To know what’s happening with their claim
  • To understand what’s expected of them
  • To feel heard and supported during the process

How NPS Leaders Are Winning Loyalty with CX-Driven Claims and High NPS

Image Source: NPS Prism

1. Real-Time Status Updates

Transparency to the customer via mobile app, email, or WhatsApp—keeping them in the loop with clear milestones. 

2. Proactive Nudges

Auto-reminders, such as “upload your medical bill” or “submit police report,” help close matters much faster and avoid back-and-forth.

3. AI-Powered Document Uploads

Single-click scans with OCR + AI pull data instantly—no typing, no errors.

4. In-the-Moment Feedback Loops

Simple post-resolution surveys collect sentiment and alert on issues in real time.

For e.g., Lemonade uses emotional AI to detect customer sentiment during the claims process, enabling empathetic responses that boost satisfaction and trust.

Smart Nudges from Real-Time Journey Tracking

For a leading insurance firm, we mapped the entire in-app user journey—from buying or renewing a policy to initiating a claim or checking discounts. This helped identify exactly where users dropped off. Based on real-time activity, we triggered personalized notifications and offers—driving better engagement and claim completion rates.

Tech Enablement

  • Claims Orchestration Layer: Incorporates legacy systems, third-party tools, and front-end apps for a unified experience.
  • AI & ML Models: For document validation, fraud detection, and claim routing, sentiment analysis is used. Businesses utilizing emotional AI report a 25% increase in customer satisfaction and a 30% decrease in complaints, resulting in more personalized and empathetic interactions.
  • Self-Service Portals: Customers can check their status, update documents, and track payouts—all without making a phone call.

Business Impact

What do insurers gain from investing in CX?

A faster claim is good. But a fair, clear, and human one wins loyalty.

And companies that consistently track and act on CX metrics are better positioned to retain customers and build long-term loyalty.

At Mantra Labs, we help insurers build end-to-end, tech-enabled claims journeys that delight customers and drive operational efficiency.
From intelligent document processing to AI-led nudges, we design for empathy at scale.

Want a faster and more transparent claims experience?

Let’s design it together.
Talk to our insurance transformation team today.

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